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Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Advertiser partners include American Express, Chase, U.

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Every teenager wants a credit card. Teenage credit cards are those cards which are signed by a teen and an adult, the adult would be a co-signer and in charge of making sure payment is made for the card. In earlier days credit cards were given only to adults after verifying their income details.

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Everyone from Dave Ramsey to your neighbor down the street has an opinion about whether teenagers should have credit cards. But the fact is many already do. If you want to introduce your child to the world of credit while being mindful of its dangers, keep reading.

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For many, a credit card is a financial blessing. Not only is it convenient, as it can enable you to purchase things when you want or need them but can't necessarily afford them at the moment, but it can also help you budget responsibly while building credit. The bad news is that a credit card can have disastrous effects if you purchase on a whim and don't curb your spending.

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In the long-running sitcom Happy DaysRalph, Potsie, and Richie had their hands full dealing with school, friends, and social activities. Throwing each of them a credit card would've put a whole new slant on those happy high school years. Credit card issuers are reaching out to teenagers and their parents with youth-friendly credit card products.

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It is so easy. It doesn't even feel like you're spending money. Look at that credit card balance!

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This is why many parents of teens consider giving their child a credit card to use in case of emergency. But there are a lot of factors to consider. Take a look at the information below to decide if this move is right for your family.

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Should teens have credit cards? Teens today are consumers, pumping billions of dollars into the economy, so there's something to be said about teaching them to use credit cards responsibly before they go off to college or out on their own. Credit cards offer convenience, but their main purpose should be to establish a good credit history so when the time comes your teen can:.

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Client Login Live Chat. According to TransUnion, 20 percent of people who are between the ages of 13 and 18 have a credit card. However, many parents are still reluctant to give their teen a credit card.

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Teens under 18 need parental permission to get a credit card -- often with the parent required to co-sign for the credit. For many parents, the notion of helping you get a credit card when you are under 18 is scary. Despite the risks, credit cards do offer some tangible financial advantages for young people. Irresponsible credit use is a major problem for many adults.

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